VIA SMS Group and TWINO Group are permanently ceasing operations in Vietnam in response to a new interpretation of local legislation by Vietnamese government authorities that impact the entire non-bank lending sector in Vietnam.
It is important to emphasize that the suspension of operations in Vietnam was not a proactive decision made by TWINO Group and the VIA SMS Group. However, the unforeseen and increasingly challenging local business environment has left us with no alternative but to discontinue our operations.
Our business has always been based on responsible and best market business practices, strictly complying with the legal frameworks of the countries in which we operate. In Vietnam, we have made great efforts to operate in compliance with local legislation and responsible business principles to assure secure, transparent, and accessible lending solutions to Vietnamese consumers.
Throughout the whole history of our operations in Vietnam, VAMO.vn has tried to maintain constructive cooperation with local supervisory authorities. However, recently there has been a significant shift in regulators’ attitude towards the industry, leading to a growing number of repressive measures against companies providing lending services. As a result, in March 2024, due to an increasingly negative investment environment in Vietnam and concerns over our employee safety, we made the decision to run down our operations in this country.
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Privacy Policy
This privacy disclaimer determines VIA SMS Group (hereinafter – ” VIA SMS
Group ” or “we”) privacy policy in relation to this website.
VIA SMS Group website visitors’ personal data protection is provided in
accordance with the existing laws and regulations of the Republic of
Latvia. We have taken all necessary measures to ensure the security of
personal data and avoid undue access by third parties.
The information obtained about visitors using the VIA SMS Group website is
processed in accordance with its obtaining purpose to ensure services. VIA
SMS Group carefully evaluates any innovation to ensure that it is
consistent with the appropriate user privacy and safety policy.
When operating the website, VIA SMS Group operates according to the website
user privacy protection policy. VIA SMS Group services meet strict
standards of confidentiality and practice. Any personal data management is
carried out responsibly.
VIA SMS Group fully respects your right to privacy of the and will not
perform additional processing of your personal data without your consent.
Any personal information you voluntarily provide VIA SMS Group, will be
handled in strict accordance with the Latvian Personal Data Protection Law.
We are not responsible for the content or the privacy practices of other
websites. Any other external links to other websites are clearly
identified.
To ensure data protection when making payments with a payment card, VIA SMS
Group website uses SSL (Secure Soсkets Layer) standard security
technologies.
Website Terms and Conditions
These Website Terms and Conditions are applicable to JSC “VIA SMS group”, registration no. 40003901472, website www.viasmsgroup.com.
Website content owner contact information:
Address:
Roberta Hirša iela 1, Rīga, Latvija, LV-1045
E-mail:
info@viasmsgroup.com
Visiting VIA SMS group website or using the information provided therein, you confirm to comply with these Terms and Conditions.
VIA SMS group website with address www.viasmsgroup.com is the only official website of the company. The information contained within the VIA SMS Group website is genuine and meets the standards for secure information. The purpose of the information published on VIA SMS group website is to inform its visitors about commercial activities of VIA SMS group and its affiliates.
Information on the website can be modified or removed without previous notice at any time.
The company is not liable if the website is not available to the user for reasons VIA SMS Group cannot influence. VIA SMS Group is not liable for any costs, losses or damages (direct, indirect, incidental, lost profits, etc.), which arise for the user in any way connected with the use or attendance of the website.
VIA SMS group maintains the website and ensures its functionality in accordance with regulatory acts effective in the Republic of Latvia. All disputes arising from these Terms and Conditions and use of the website are solely solvable within jurisdiction of the courts of the Republic of Latvia.