Investor relations

Financial reporting

VIA SMS Group is rapidly growing since the start of operations and constantly looking for new ways to make financial services easy to use and accessible to everyone in need. Our aim is to build trust by providing services that are in strict compliance with local and European legislation. To ensure transparency and implement principles of honest business practices, VIA SMS Group regularly publishes audited consolidated annual financial reports concluded by independent auditor company.

The board

Compliance

13.06.2017

Affirmation of the registration of operations (ViaSpar Finans AB)

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13.06.2017

Permit to conduct consumer lendig business (ViaConto Sweden AB)

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13.06.2017

Special permit (License) No. NK-2016-040 for providing consumer lending services in the Republic of Latvia

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Presentation

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Press kit

VIA SMS Group and related brands logos

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Audio and visual materials

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Internal regulatory acts

Whistleblowing Policy

Anti Corruption Policy

Code of Ethics

CSR and Sustainable Development Policy

Cookie Policy

To make this site work properly, we sometimes place small data files called
cookies on your device. Most of the big websites do this too.

What are cookies?

A cookie is a small text file that a website saves on your computer or
mobile device when you visit the site. It enables the website to remember
your actions and preferences (such as login, language, font size and other
display preferences) over a period of time, so you don’t have to keep
re-entering them whenever you come back to the site or browse from one page
to another.

How do we use cookies?

Name	Domain	Path	Expiration	Origin	Description
PHPSESSID	www.viasmsgroup.com	/	When browser session ends	Viasmsgroup.com	Viasmsgroup.com uses this cookie to record the beginning of the visitor session
__utma	Google inc.	/	2 years	GA	Google services tracking cookie
_utmc	Google inc.	/	When browser session ends	GA	Google services tracking cookie
__utmz	Google inc.	/	6 months	GA	Google services tracking cookie
_ga	Google inc.	/	2 years	GA	Google services tracking cookie
cookie_alert	www.viasmsgroup.com	/	33 years	GA	In order to track visitors who have agreed to the viasmsgroup.com cookie policy

How to control cookies

You can control and/or delete cookies as you wish – for
details, see aboutcookies.org.
You can delete all cookies that are already on your computer and you can
set most browsers to prevent them from being placed. If you do this,
however, you may have to manually adjust some preferences every time you
visit a site and some services and functionalities may not work.

[Use the following sentence only if you use cookies that need informed
consent.

You should also

implement the Cookie Consent Kit on this page. More info on the

CCK documentation page

Privacy Policy

This privacy disclaimer determines VIA SMS Group (hereinafter – ” VIA SMS
Group ” or “we”) privacy policy in relation to this website.

VIA SMS Group website visitors’ personal data protection is provided in
accordance with the existing laws and regulations of the Republic of
Latvia. We have taken all necessary measures to ensure the security of
personal data and avoid undue access by third parties.

The information obtained about visitors using the VIA SMS Group website is
processed in accordance with its obtaining purpose to ensure services. VIA
SMS Group carefully evaluates any innovation to ensure that it is
consistent with the appropriate user privacy and safety policy.

When operating the website, VIA SMS Group operates according to the website
user privacy protection policy. VIA SMS Group services meet strict
standards of confidentiality and practice. Any personal data management is
carried out responsibly.

VIA SMS Group fully respects your right to privacy of the and will not
perform additional processing of your personal data without your consent.
Any personal information you voluntarily provide VIA SMS Group, will be
handled in strict accordance with the Latvian Personal Data Protection Law.

We are not responsible for the content or the privacy practices of other
websites. Any other external links to other websites are clearly
identified.

To ensure data protection when making payments with a payment card, VIA SMS
Group website uses SSL (Secure Soсkets Layer) standard security
technologies.

Website Terms and Conditions

These Website Terms and Conditions are applicable to JSC “VIA SMS group”, registration no. 40003901472, website www.viasmsgroup.com.

Website content owner contact information:

Address:
Roberta Hirša iela 1, Rīga, Latvija, LV-1045

E-mail:
info@viasmsgroup.com

Visiting VIA SMS group website or using the information provided therein, you confirm to comply with these Terms and Conditions.

VIA SMS group website with address www.viasmsgroup.com is the only official website of the company. The information contained within the VIA SMS Group website is genuine and meets the standards for secure information. The purpose of the information published on VIA SMS group website is to inform its visitors about commercial activities of VIA SMS group and its affiliates.

Information on the website can be modified or removed without previous notice at any time.

The company is not liable if the website is not available to the user for reasons VIA SMS Group cannot influence. VIA SMS Group is not liable for any costs, losses or damages (direct, indirect, incidental, lost profits, etc.), which arise for the user in any way connected with the use or attendance of the website.

VIA SMS group maintains the website and ensures its functionality in accordance with regulatory acts effective in the Republic of Latvia. All disputes arising from these Terms and Conditions and use of the website are solely solvable within jurisdiction of the courts of the Republic of Latvia.

Investor relations

Affirmation of the registration of operations (ViaSpar Finans AB)

Permit to conduct consumer lendig business (ViaConto Sweden AB)

Special permit (License) No. NK-2016-040 for providing consumer lending services in the Republic of Latvia

Nasdaq decision on listing of 1300 bonds on Nasdaq OMX Baltic bond list

Listing application for Nasdaq OMX Baltic for 1300 bonds

Nasdaq decision on listing of 4000 bonds on Nasdaq OMX Baltic bond list

Listing application for Nasdaq OMX Baltic for 4000 bonds

Financial and Capital Market Commission decision on registration of Terms and conditions of VIA SMS Group bond issue